Terms of Use

Last Updated: January 6, 2026

These Terms of Use (“Terms”) govern your access to and use of the Company website and related digital properties, including all content, materials, subscriptions, services, and functionality made available through them (collectively, the “Services”). By accessing or using the Services, you agree to be legally bound by these Terms. If you do not agree, you must not use the Services.

1. Acceptance and Modifications

1.1 Binding Agreement
These Terms constitute a legally binding agreement between you and Company.

1.2 Changes to Terms
Company may modify these Terms at any time. The most current version will be posted on the website. Continued use of the Services constitutes acceptance of the updated Terms.

2. Permitted Use of the Services

2.1 Authorized Use
You may access and view the Services solely for lawful, personal, educational, or professional informational purposes.

2.2 Restrictions
You may not use the Services in any manner that exceeds or circumvents their intended purpose, technical safeguards, or legal protections.

3. Intellectual Property and Proprietary Rights

3.1 Ownership
All content and materials available through the Services—including but not limited to articles, case studies, concepts, frameworks, methodologies, insights, text, images, illustrations, graphics, videos, presentations, branding elements, logos, software, and technology-based or AI-assisted content—are proprietary to Company or its licensors and are protected under U.S. and international intellectual property laws.

3.2 Limited License
Company grants you a limited, non-exclusive, non-transferable right to access and view the Services for their intended use only. No ownership or additional rights are granted.

3.3 Prohibited Uses of Content

Without prior written consent from Company, you may not:

Copy, reproduce, modify, distribute, republish, display, or archive any content
Scrape, mine, harvest, extract, or compile content or data from the Services
Use content for training, fine-tuning, prompting, benchmarking, or operating AI, technology, machine-learning or other systems
Upload content into third-party platforms, tools, databases, or repositories for reuse or manipulation
Reverse engineer, deconstruct, or derive proprietary insights, strategies, or methodologies
Circumvent access controls or attempt to access restricted or non-public content

4. Security, Integrity, and Misuse

You may not engage in any activity that compromises, attempts to compromise, or could reasonably be expected to compromise the security, integrity, or confidentiality of the Services or Company information.

Prohibited conduct includes, but is not limited to:

Unauthorized access, hacking, probing, or testing of vulnerabilities
Circumventing authentication, monitoring, or protective measures
Introducing malware, scripts, bots, crawlers, or automated tools
Intercepting, siphoning, or extracting data, communications, or metadata
Attempting to access marketing strategies, customer information, communications, or internal systems

Company may investigate suspected violations and pursue civil, administrative, or criminal remedies.

5. User Comments

5.1 Scope
User input is limited to optional comments on articles or content where explicitly enabled.

5.2 Responsibility
You are solely responsible for any comments you submit. Comments must be lawful, respectful, non-defamatory, and must not infringe third-party rights.

5.3 License and Moderation
By submitting a comment, you grant Company a non-exclusive, royalty-free license to display, edit, moderate, or remove such content. Company has no obligation to publish or retain comments.

6. AI and Emerging Technology Content

6.1 AI-Generated Content Disclosure
Some content on the Services, such as certain articles or analyses, may be generated or assisted by artificial intelligence (“AI Content”). The majority of content is human-created.

6.2 Informational Use Only
AI Content may contain errors, limitations, or outdated information. Users are responsible for independently verifying any information before relying on it.

6.3 Proprietary Status
All AI Content is proprietary to Company and subject to the same intellectual property restrictions as other content.

6.4 No Professional Advice
Nothing on the Services—including AI Content—constitutes legal, financial, business, technical, medical, or other professional advice. You must not rely on any content as a substitute for professional guidance.

7. Subscriptions and Fees

7.1 Current and Future Subscriptions
Certain portions of the Services may be offered through subscriptions, which may currently be provided at no cost. Company reserves the right to introduce fees, modify pricing, or change subscription offerings in the future upon notice.

7.2 Additional Terms
Any paid subscriptions or services will be subject to additional terms disclosed at the time of purchase. Such terms will not apply retroactively unless expressly stated.

8. Third-Party Payment Providers

Payments, if any, may be processed through third-party payment platforms. Company does not store or process payment card information and is not responsible for the security, availability, or practices of third-party payment providers. Your use of such services is subject to their respective terms and privacy policies.

9. Privacy and Data Protection

Use of the Services is governed by Company’s Privacy Policy. The Services are operated from the United States. Users accessing the Services from other jurisdictions are responsible for compliance with applicable local laws, including data protection and consumer regulations.

10. Disclaimers

The Services are provided “as-is” and “as-available.” Company makes no warranties, express or implied, regarding accuracy, completeness, availability, or suitability of any content or Services.

All content is provided for general informational purposes only and does not constitute professional advice.

11. Limitation of Liability

To the fullest extent permitted by law, Company and its affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of the Services, including reliance on content, AI Content, or unauthorized access.

12. Indemnification

You agree to indemnify and hold harmless Company, its affiliates, and representatives from any claims, damages, losses, liabilities, and expenses arising from your use of the Services or violation of these Terms.

13. Termination

Company may suspend or terminate access to the Services at any time, with or without notice, for conduct that violates these Terms or poses risk to Company, its content, or its users.

14. International Access

The Services are intended for users in the United States but may be accessed globally. Access from other jurisdictions is at your own initiative and risk.

15. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to conflict-of-law principles. Except where otherwise required by applicable law or expressly stated in separate subscription or service terms, any legal action or proceeding arising out of or relating to these Terms or the Services shall be brought exclusively in the state or federal courts located within that State, and the parties consent to personal jurisdiction therein.

16. Contact Information

Questions regarding these Terms may be directed to: privacy@nar-creative.com